Deborah Bell

In blue skies and open highways, flimsy city sedans might cruise along just as well as sturdier sports utility vehicles.  But the real test occurs when the road conditions deteriorate.

Structuring an appropriate portfolio involves similar decisions.  You need an allocation that can withstand a range of investment climates while being mindful of fees and taxes.

IN 2016, the US market reached new highs and stocks in a majority of developed and emerging market countries delivered positive returns.  The year began with anxiety over China's stock market and economy, falling oil prices, a potential US recession, and negative interest rates in Japan.   US equity markets were in steep decline and had the worst start of any year on record.&

No one controls how capital markets behave.  But investors can control how they participate in those markets

Knowing where your investments returns come from and how your portfolio is designed, managed and executed helps you understand the range of possible return.

THE POWER OF FINANCIAL MARKETS

DO YOU FEEL YOU NEED TO BUY GOLD?

                     REALLY!!!!!!!!!

Savoring a vintage wine is one of life's great pleasures.  But often overlooked in the joy of consumption is the carefully calibrated journey from grape to glass.  Similar levels of care are critical to good investment outcomes.

March 2016

"SHOULD I STAY OR SHOULD I GO ?"

Stocks enjoyed their best week of the year as markets processed some actual good news and turned their attention ( or least one eye ) away from oil.  We witnessed a solid bounce from the recent over-sold conditions as stocks actually rallied about 6% from last week's lows.

When many people ask about the relation between oil prices and the stock market, they are specifically asking whether falling oil prices are able to predict declines in the stock market.  To examine this issue, it is necessary to look at the relation between previous oil price changes and subsequent market returns.  Looking at the period 1986-2015, we calculated average monthly stock

January's massive volatility is reminiscent of a story Warren  Buffett told at his Berkshire Hathaway Annual Meeting in 1992.  He made these comments.  As you read them, please consider how much they resonate today.